Your Coverage
Health plans, Medicare, premiums and deductibles — what changes and what it adds to your bill.
How we handle this sectionEverything here affects your money or your health, so no story in this section is published without a named human review. Where a figure is not yet official, it is labelled projected and carries the date it gets confirmed.
Your 2027 Medicare surcharge is set by a number nobody has published
IRMAA decides whether you pay a surcharge on top of Part B. The 2027 brackets are not confirmed until CMS publishes them around November 2026.
Medicare Part B is projected to cost $209.50 a month in 2027
The Trustees Report puts the 2027 standard Part B premium at $209.50, up $6.60 from 2026. Private forecasters think it lands higher. Here is the gap.
Part B's increase is projected to slow from 9.7% to 3.3%
After a $17.90 jump in 2026, the projected 2027 Part B increase is $6.60. What changed, and why the projection may still be low.
Nearly 22 million people are exposed to the subsidy expiration
Analysts put the number of people facing sharply higher health costs or losing coverage after the enhanced ACA credits expired at close to 22 million.
ACA premiums jumped 58% after the enhanced subsidies expired
The average net Marketplace premium went from $113 to $178 a month after enhanced tax credits ended. KFF put the increase for subsidized enrollees at 114%.